Do you have a student loan? If you ever have a problem making your monthly loan payments, you may be able to postpone repayment through deferment or forbearance, which are explained below. There are various types of deferment and forbearance, so you can click on the appropriate link to get more information and to download the different forms. If you have questions about completing a form, please call the Direct Loan Servicing Center at 1-800-848-0979.